Cash vs. Smart Financing
Your cash has earning power. Before you hand it over, see what happens when you keep it invested and let a low-rate loan do the work instead.
Important Disclosures
This tool is for illustrative and educational purposes only. It is not financial, tax, or investment advice. We are not your financial advisor.
The calculations shown are hypothetical projections based on the inputs you provide and do not guarantee any specific outcome. The projected investment return uses a fixed annual rate for simplicity. Actual market returns fluctuate significantly year to year, and past performance of the S&P 500 or any index does not guarantee future results. Your actual investment returns may be higher or lower than the rate shown. Vehicle residual value is estimated at 40% of the out-the-door price for illustration; actual depreciation varies by make, model, mileage, and condition.
Loan rates, terms, and approval are subject to credit qualification and lender requirements. The finance rate shown is illustrative and may not reflect the rate available to you.
Before making any financial decision, please consult with a qualified financial professional who can evaluate your specific situation, goals, risk tolerance, and tax implications. This dealership and its associates do not provide financial planning or investment advisory services.
Live Ready® Institute provides this tool as part of its Executing the Numbers® training program. All projections are illustrative only.
Enter Your Numbers
Important Disclosures
This tool is for illustrative and educational purposes only. It is not financial, tax, or investment advice. We are not your financial advisor.
The calculations shown are hypothetical projections based on the inputs you provide and do not guarantee any specific outcome. The projected investment return uses a fixed annual rate for simplicity. Actual market returns fluctuate significantly year to year, and past performance of the S&P 500 or any index does not guarantee future results. Your actual investment returns may be higher or lower than the rate shown. Vehicle residual value is estimated at 40% of the out-the-door price for illustration; actual depreciation varies by make, model, mileage, and condition.
Loan rates, terms, and approval are subject to credit qualification and lender requirements. The finance rate shown is illustrative and may not reflect the rate available to you.
Before making any financial decision, please consult with a qualified financial professional who can evaluate your specific situation, goals, risk tolerance, and tax implications. This dealership and its associates do not provide financial planning or investment advisory services.
Live Ready® Institute provides this tool as part of its Executing the Numbers® training program. All projections are illustrative only.
Master the Cash vs. Finance Conversation
The Executing the Numbers® F&I Boot Camp teaches your managers how to use tools like this to educate customers, build trust, and close more deals. Learn the Live Ready® approach to presenting finance options with confidence and conviction.